What’s the difference between SSDI & Long-Term Disability (ERISA)?
ERISA (the Employee Retirement Income Security Act) is a federal law established in 1974 that sets minimum standards for pension, health, life and disability insurance plans offered by employers to employees. Applying only to nongovernmental (private sector) companies, ERISA guidelines further require employers to provide workers with a “grievance and appeals” procedure through which they can receive … Continued